https://hobbitsma.blog/2026/04/04/what-is-the-norm-and-whose-norm-are-we-talking-about/hobbitsmaen2026-04-04T15:12:33+00:00WHAT IS “THE NORM” AND WHOSE NORM ARE WE TALKING ABOUT?healthcare, Insurance based medicine, duty of care, suitability standard, fiduciary standard